Miami Home Insurance Claims

Homeowners, Commercial Property Owners, Commercial Property Managers

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My Home Is Damaged. Will My Insurance Cover This?

Homeowners pay their insurance carriers a premium in order to have their homes protected in case of a loss. Many homeowners do not know what kind of losses are covered under their policy. Typically, insurance policies cover damage as a result of leaks, storms, or theft/vandalism. The facts of such losses may be different in each individual case.

My Insurance Claim Denied My Claim Or Did Not Offer Me Enough

People forget that insurance companies are in fact businesses that work to make a profit. As such, they may often pay claims at reduced amounts, claiming different reasons for not paying you the full value of your loss. With the help of an experienced team, we can help you determine whether your offer is fair. If the offer is not fair, or they are not paying at all, you may need a good lawyer to fight for you in court. At Lacayo Law, we know how these insurers work and will do our best to get you what you deserve.

Call (786) 671-4878 for your free consultation!


Available 24/7 and
Free Consultation*

In truth, when the moment comes to file a claim, homeowners encounter daunting barriers and unjust demands from insurers, delaying reimbursement. You deserve better, and our Homeowners Insurance Lawyers are here to aid you in seeking the rightful financial recovery owed by your insurance company.

Don’t let them pay you less than you deserve
for your residential damage

Your go-to experts for property insurance claims. We specialize in new, underpaid, and denied claims in Florida. Count on us to guide you through the entire process, including litigation when needed.

Based on 20 reviews
Stefan Hawkins
Stefan Hawkins
Gilberto and the rest of the team was very helpful, understanding, and professional. They aided me in an otherwise overwhelming situation, and helped me resolve it. They all had tons of patience with me throughout.
Jessica Gonzalez
Jessica Gonzalez
I highly recommend Lacayo Law firm. They made the bankruptcy process very simple and straightforward. Lacayo helped me so much with my case and kept me updated throughout the process until everything was taken care of.
Fernando Flores Bolanos
Fernando Flores Bolanos
Helpfull people.
Watlyn Clervoix
Watlyn Clervoix
I was blown away by the level of professionalism and EXCELLENT communication I experienced while dealing with Lacayo Law. Gilbert made me feel extremely comfortable throughout my case and he was courteous every single time we talked. I hope not to get into legal troubles in the future, but if I do, it's great to know I have a couple of dedicated and skilled attorneys who are ready to fight for me. My family and I thank you.
O Collazo
O Collazo
By far the best attorney experience I have had .. very happy with the outcome of my case... Gilbert Lacayo is very professional and knowledgeable ...always kept me informed and updated with the current status of my case ... excellent customer service. ..I will be recommending this office and Gilbert to anyone looking for an attorney .
flakistan pelu
flakistan pelu
Buen equipo y excelente abogado
Carlos Lola
Carlos Lola
The attorneys at Lacayo Law Firm were very courteous and professional especially Gilbert. He was always available as needed and kept me well informed with the case. Due to their diligence, expertise and resourcefulness they were able to get the case dismissed. I would highly recommend them to anyone seeking legal counsel.

How Our Team of Skilled Property Damage Lawyers, Adjusters, and Industry Experts Can Assist You

New Claims

We handle new property insurance claims from start to finish. Do you know how much money you could be losing?

Denied Claims

Did the insurance company deny your property claim? Don’t let them deny your claim without contacting us.

Underpaid Claims

Think your insurance company didn’t pay you enough for your property damage? We work to get you more.

Don’t Let The Insurance Company Save Money At The Expense Of Your Property

Our team will address all of your inquiries directly and guide you through a thorough exploration of your options, focusing on the pursuit of your homeowner claim within the bounds of the law.

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The Firm

At Lacayo Law Firm, P.A. we know the value of protecting our families and our community. Founded by brothers Gilbert and Christian, who have spent more than a decade each in the legal field, we aim to provide balanced, complete representation on a wide variety of matters.

Contact Info

  • 6505 Blue Lagoon Dr. Suite 105, Miami, FL 33126

  • (786) 671-4878