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You have options. You have rights. You have the choice to take back control of your financial future.

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Miami’s Expert Bankruptcy Lawyers Here for You

Being in debt can cause a lot of stress and unrest, often making it feel like you're drowning without an escape. Consulting a bankruptcy lawyer can provide relief as bankruptcy exists to help debtors get their lives back in order. There are two primary types of bankruptcy to help consumers. Call us today to set up an appointment and help see which one is best for you.

As experienced Miami bankruptcy lawyers, we specialize in guiding clients through the complexities of bankruptcy filings. Whether you need a Chapter 7 lawyer to assist with liquidation or a Chapter 13 bankruptcy attorney to help reorganize your debts, we are here to provide expert advice and representation. Our goal is to help you understand your options and choose the best path to financial recovery. Reach out to us today to take the first step towards a debt-free future.

Call (786) 671-4878 to schedule your consultation!*


Available 24/7 and
Free Consultation*

Act now and seize the opportunity! Unlock a direct line to our seasoned legal experts, ready to connect with you either over the phone or through a face-to-face conversation. Your first step towards clarity is just one FREE CONSULTATION away. Let us craft an accessible and budget-friendly solution tailored to your needs. Reach out today to discover if you meet the requirements for bankruptcy with absolutely no initial cost.

Chapter 7 Bankruptcy - Liquidation

The most common type of bankruptcy is a Chapter 7 liquidation. Under this chapter, you declare all of your debts, and if you meet a certain test, you are eligible to have your debt wiped clean. However, this may not be for everyone, especially if you have assets. Contact our bankruptcy lawyer today to determine which type is best for you.

As experienced Miami bankruptcy lawyers, we can help you navigate the complexities of Chapter 7 bankruptcy. Our dedicated Chapter 7 lawyers will assess your financial situation and guide you through the liquidation process, ensuring that you understand all your options. If Chapter 7 is not suitable for you, our knowledgeable Chapter 13 bankruptcy attorneys can assist in reorganizing your debts. Call us today to discuss your case with a Miami bankruptcy lawyer and take the first step towards financial freedom.

Chapter 13 Bankruptcy - Reorganization

Another option is to pursue a bankruptcy under Chapter 13. A Chapter 13 bankruptcy allows you to reorganize all your debt into a plan and make monthly payments over the life of the plan. It allows for certain debts to be "crammed down" to the value of the collateral (reducing the debt from its current value).

If you are considering Chapter 13, our experienced Miami bankruptcy lawyers can provide the guidance you need. Our skilled Chapter 13 bankruptcy attorneys will work with you to develop a manageable repayment plan tailored to your financial situation. By consulting with our Miami bankruptcy lawyers, you can explore the benefits of debt reorganization and take control of your financial future. Contact us today to learn more about how Chapter 13 bankruptcy can offer you relief and a fresh start.

Harnessing the Power of Florida
Bankruptcy Laws in Your Favor

At Lacayo Law Firm, P.A., our team of dedicated bankruptcy lawyers annually assists numerous individuals in leveraging their entitlements within the realm of bankruptcy protection. Our mission revolves around making the complexities of the legal system accessible, as we aid individuals from all walks of life in liberating themselves from burdensome debt and charting a course towards financial rejuvenation.

As experienced Miami bankruptcy lawyers, we specialize in navigating the intricacies of Florida bankruptcy laws to maximize your benefits. Whether you are considering Chapter 7 liquidation or Chapter 13 reorganization, our knowledgeable attorneys are here to provide expert guidance tailored to your unique circumstances. By working with our Miami bankruptcy lawyers, you can confidently take the first step towards a debt-free future and reclaim your financial stability. Contact us today to explore how we can help you harness the power of Florida bankruptcy laws in your favor.

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Bankruptcy Laws Are Designed
To Protect You

Should you find yourself grappling with seemingly insurmountable financial hurdles, it's crucial to recognize that you're far from being in isolation. Annually, we extend our support to over a thousand clients exclusively within the Miami region who are confronted with daunting debt, impending foreclosure, and a fiscal landscape that appears utterly overwhelming.

We are committed to offering you personalized services and legal guidance.

Understand how bankruptcy works

Know how bankruptcy impacts your property and wealth

Get the answers to your bankruptcy questions

Chart a plan for your future after bankruptcy

Take action to restore your financial health

Our law firm is built on the driving principle of helping people get out from under creditor harassment and suffocating debt.

Contact Our Miami Bankruptcy Attorneys Today

If you are struggling with overwhelming debt, the experienced bankruptcy attorneys at Lacayo Law Firm are here to help. Our dedicated team in Miami specializes in both Chapter 7 and Chapter 13 bankruptcy, providing personalized solutions to meet your specific financial needs. We understand the stress and uncertainty that come with financial difficulties, and we are committed to guiding you through the bankruptcy process with compassion and expertise. By working with our knowledgeable attorneys, you can find relief from your debts and start on the path to financial recovery.

Don't wait to get the help you need. Contact our Miami bankruptcy attorneys today to schedule a free consultation. We will assess your financial situation, explain your legal options, and develop a customized strategy to help you achieve a fresh start. At Lacayo Law Firm, we are dedicated to helping you reclaim your financial stability and peace of mind. Reach out to us now and take the first step towards a debt-free future.

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The Firm

At Lacayo Law Firm, P.A. we know the value of protecting our families and our community. Founded by brothers Gilbert and Christian, who have spent more than a decade each in the legal field, we aim to provide balanced, complete representation on a wide variety of matters.

Contact Info

  • 6505 Blue Lagoon Dr. Suite 105, Miami, FL 33126

  • (786) 671-4878