Being in debt can cause a lot of stress and unrest. Often times, it can feel like you're drowning without an escape. Luckily, bankruptcy exists to help debtors get their lives back in order. There are two primary types of bankruptcy to help consumers. Call us today to set up an appointment and help see which one is best for you.
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LACAYO LAW FIRM
Available 24/7 and
Act now and seize the opportunity! Unlock a direct line to our seasoned legal experts, ready to connect with you either over the phone or through a face-to-face conversation. Your first step towards clarity is just one FREE CONSULTATION away. Let us craft an accessible and budget-friendly solution tailored to your needs. Reach out today to discover if you meet the requirements for bankruptcy with absolutely no initial cost.
Chapter 7 - Liquidation
The most common type of bankruptcy is a Chapter 7 liquidation. Under this chapter, you declare all of your debts, and if you meet a certain test, you are eligible to have your debt wiped clean. However, this may not be for everyone, especially if you have assets. Contact us today to determine which type of bankrupcy is best for you.
Chapter 13 - Reorganization
Another option is to pursue a bankruptcy under Chapter 13. A Chapter 13 bankruptcy allows you to reorganize all your debt into a plan and make monthly payments over the life of the plan. It allows for certain debts to be "crammed down" to the value of the collateral (reducing the debt from its current value).
Harnessing the Power of Florida
Bankruptcy Laws in Your Favor
At Lacayo Law Firm, our team of dedicated attorneys annually assists numerous individuals in leveraging their entitlements within the realm of bankruptcy protection. Our mission revolves around making the complexities of the legal system accessible, as we aid individuals from all walks of life in liberating themselves from burdensome debt and charting a course towards financial rejuvenation.
Bankruptcy Laws Are Designed
To Protect You
Should you find yourself grappling with seemingly insurmountable financial hurdles, it's crucial to recognize that you're far from being in isolation. Annually, we extend our support to over a thousand clients exclusively within the Miami region who are confronted with daunting debt, impending foreclosure, and a fiscal landscape that appears utterly overwhelming.
We are committed to offering you personalized services and legal guidance.
Understand how bankruptcy works
Know how bankruptcy impacts your property and wealth
Get the answers to your bankruptcy questions
Chart a plan for your future after bankruptcy
Take action to restore your financial health
Our law firm is built on the driving principle of helping people get out from under creditor harassment and suffocating debt.