Start Taking Back Control of Your Future Today

You have options. You have rights. You have the choice to take back control of your financial future.

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Being in debt can cause a lot of stress and unrest. Often times, it can feel like you're drowning without an escape. Luckily, bankruptcy exists to help debtors get their lives back in order. There are two primary types of bankruptcy to help consumers. Call us today to set up an appointment and help see which one is best for you.

Call (786) 671-4878 to schedule your consultation!*


Available 24/7 and
Free Consultation*

Act now and seize the opportunity! Unlock a direct line to our seasoned legal experts, ready to connect with you either over the phone or through a face-to-face conversation. Your first step towards clarity is just one FREE CONSULTATION away. Let us craft an accessible and budget-friendly solution tailored to your needs. Reach out today to discover if you meet the requirements for bankruptcy with absolutely no initial cost.

Chapter 7 - Liquidation

The most common type of bankruptcy is a Chapter 7 liquidation. Under this chapter, you declare all of your debts, and if you meet a certain test, you are eligible to have your debt wiped clean. However, this may not be for everyone, especially if you have assets. Contact us today to determine which type of bankrupcy is best for you.

Chapter 13 - Reorganization

Another option is to pursue a bankruptcy under Chapter 13. A Chapter 13 bankruptcy allows you to reorganize all your debt into a plan and make monthly payments over the life of the plan. It allows for certain debts to be "crammed down" to the value of the collateral (reducing the debt from its current value).

Harnessing the Power of Florida
Bankruptcy Laws in Your Favor

At Lacayo Law Firm, our team of dedicated attorneys annually assists numerous individuals in leveraging their entitlements within the realm of bankruptcy protection. Our mission revolves around making the complexities of the legal system accessible, as we aid individuals from all walks of life in liberating themselves from burdensome debt and charting a course towards financial rejuvenation.

Based on 20 reviews
Stefan Hawkins
Stefan Hawkins
Gilberto and the rest of the team was very helpful, understanding, and professional. They aided me in an otherwise overwhelming situation, and helped me resolve it. They all had tons of patience with me throughout.
Jessica Gonzalez
Jessica Gonzalez
I highly recommend Lacayo Law firm. They made the bankruptcy process very simple and straightforward. Lacayo helped me so much with my case and kept me updated throughout the process until everything was taken care of.
Fernando Flores Bolanos
Fernando Flores Bolanos
Helpfull people.
Watlyn Clervoix
Watlyn Clervoix
I was blown away by the level of professionalism and EXCELLENT communication I experienced while dealing with Lacayo Law. Gilbert made me feel extremely comfortable throughout my case and he was courteous every single time we talked. I hope not to get into legal troubles in the future, but if I do, it's great to know I have a couple of dedicated and skilled attorneys who are ready to fight for me. My family and I thank you.
O Collazo
O Collazo
By far the best attorney experience I have had .. very happy with the outcome of my case... Gilbert Lacayo is very professional and knowledgeable ...always kept me informed and updated with the current status of my case ... excellent customer service. ..I will be recommending this office and Gilbert to anyone looking for an attorney .
flakistan pelu
flakistan pelu
Buen equipo y excelente abogado
Carlos Lola
Carlos Lola
The attorneys at Lacayo Law Firm were very courteous and professional especially Gilbert. He was always available as needed and kept me well informed with the case. Due to their diligence, expertise and resourcefulness they were able to get the case dismissed. I would highly recommend them to anyone seeking legal counsel.

Bankruptcy Laws Are Designed
To Protect You

Should you find yourself grappling with seemingly insurmountable financial hurdles, it's crucial to recognize that you're far from being in isolation. Annually, we extend our support to over a thousand clients exclusively within the Miami region who are confronted with daunting debt, impending foreclosure, and a fiscal landscape that appears utterly overwhelming.

We are committed to offering you personalized services and legal guidance.

Understand how bankruptcy works

Know how bankruptcy impacts your property and wealth

Get the answers to your bankruptcy questions

Chart a plan for your future after bankruptcy

Take action to restore your financial health

Our law firm is built on the driving principle of helping people get out from under creditor harassment and suffocating debt.

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The Firm

At Lacayo Law Firm, P.A. we know the value of protecting our families and our community. Founded by brothers Gilbert and Christian, who have spent more than a decade each in the legal field, we aim to provide balanced, complete representation on a wide variety of matters.

Contact Info

  • 6505 Blue Lagoon Dr. Suite 105, Miami, FL 33126

  • (786) 671-4878